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I am a banking and finance lawyer with more than 10 years' experience of advising funders and borrowers including major UK banks, public and private companies, independent health and care providers and housing associations. I have experience of advising on a wide range of finance matters including real estate development and investment transactions, acquisition finance deals, restructurings, general corporate financings, complex syndicated lending and re-financings.
My experience of acting on both sides of a variety of funding transactions enables me to provide clients with commercial advice from the initial stages of a funding transaction (including on structuring and term sheets) to negotiating and completing the funding documents and any security or intercreditor agreements.
I have particular expertise in real estate finance which I have used to advise clients on bespoke funding arrangements including for airspace development and for complex joint ventures.
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- Acting for UK and overseas based real estate investment companies on bank funding for a variety of investments including residential developments, PRS, offices, retail and hotels.
- Advising one of the UKs major banks on a £50 million loan to a retail property investor secured on a retail portfolio.
- Acting for a G15 housing association on the funding, security and intercreditor arrangements for a large joint venture development with one of the UK’s leading house builders.
- Advising various corporate entities on development funding from a range of funders including institutional lenders, Homes England and the GLA.
- Acting for one of the major UK banks on a £100 million revolving credit facility for a large housing association.
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Housing Finance Snapshot #11 May 2023
05/05/2023
A regular newsletter providing a snapshot of finance and property security updates and opinion for those based within the...
Housing Finance Snapshot #10 February 2023
24/02/2023
A regular newsletter providing a snapshot of finance and property security updates and opinion for those based within the...
Housing Finance Snapshot #9 November 2022
14/11/2022
A regular newsletter providing a snapshot of banking and finance updates and opinion for those based within affordable housing and...
Housing Finance Snapshot #8 July 2022
25/07/2022
A regular newsletter providing a snapshot of banking and finance updates and opinion for those based within affordable housing and...
Housing Finance Snapshot #7 April 2022
13/04/2022
A regular newsletter providing a snapshot of banking and finance updates and opinion for those based within affordable housing and...
Housing Finance Snapshot #6 January 2022
31/01/2022
A regular newsletter providing a snapshot of banking and finance updates and opinion for those based within affordable housing and...
Housing Finance Snapshot #5 July 2021
21/07/2021
A regular newsletter providing a snapshot of banking and finance updates and opinion for those based within affordable housing and...
Housing Finance Snapshot #4 June 2021
14/06/2021
A regular newsletter providing a snapshot of banking and finance updates and opinion for those based within affordable housing and...
Housing Finance Snapshot #3 May 2021
05/05/2021
A regular newsletter providing a snapshot of banking and finance updates and opinion for those based within affordable housing and...
Housing Finance Snapshot #2 April 2021
07/04/2021
A regular newsletter providing a snapshot of banking and finance updates and opinion for those based within affordable housing and...
Housing Finance Snapshot #1 March 2021
09/03/2021
A regular newsletter providing a snapshot of banking and finance updates and opinion for those based within affordable housing and...
Governance Spotlight Special: New National Housing Federation Code of...
12/11/2020
Quarterly Governance - Spotlight Special
Helping Registered Providers raise funds quickly and efficiently in...
13/07/2020
Ten points to consider
Environmental, Social and Governance – A sector wide opportunity
18/05/2020
Why should Registered Providers be focusing on ESG?
Their knowledge and the standard of legal advice they provide; special mention to Wendy Wilks, Louise Leaver and Deborah Rowntree.