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I am a banking and finance lawyer with over 25 years’ experience, specialising in housing finance, public sector funding and real estate finance. I advise clients on all aspects of loan finance, including loans for development, recoverable grants, intercreditor arrangements and security. Over the years I have acted for numerous housing associations and funders, as well as central and local government agencies in their capacity as funders of housing and regeneration projects. I have a broad knowledge of the housing sector as a whole which enables me to better understand the needs of my clients from a commercial as well as a legal perspective.